YOUR ADVANTAGE

Arborist & Tree Service Insurance Specialists

Are you an Arborist & Tree Service business looking for competitive, comprehensive insurance coverage to protect your business? We specialize in serving: 

  • Tree Removal 
  • Arborists
  • Landscapers
  • Tree pruning and trimming contractors

Our Advantage

Why Choose Advantage Insurance

Coverage

Liability policies form the core of all our programs. Whether you are an owner-operator of one truck or have five trucks, we have a solution for you. We have raised the bar. Our Arborist Insurance product is a custom product made for the tree service industry.

Expertise

Arborist Insurance policies are not a one size fit all operation. Our brokers have extensive knowledge in the industry, including over 40 years of combined experience providing coverage to Arborists across Ontario. We have stood at the forefront of offering insurance to Tree Service Professionals for the last ten years.

Service

We have created the only Arborist and Tree Service Insurance quoting system that combines Commercial General Liability and Equipment Insurance. Our brokerage is 100% client-driven, just like you! We are available 24/7. Arborist and Tree Care Professionals trust us to be there when disasters strike. Our products offer a multitude of channels and options to work with us.

Price

Arborist and Tree Service Insurance protects from unnecessary risk to Arborists, landscapers, and the Tree service sector in Ontario. We understand that as a business owner, you are price sensitive. We always give you our best price every time and monthly payments are always available.

Starting Premiums

Arborist and Tree Service Business Insurance Pricing

One Man Operations

Individual Arborist, Limited equipment and contents. 

$33.90/Month

Multi Unit Student Unit (3+ Units)

Purpose Built Student Houses, Multi Unit, Professionally Managed.

Starting at:

$75/Month

Student Practitioner

Business with a physical location or employees. Comprehensive coverage protecting your content, building improvements, loss of income, crime, liability and more.

$125/Year

Common Definitions for Hearing Practitioner Insurance

Definitions

Injury

Definintion: This policy will pay claims as a result of injury

What this Means: The last word of that sentence is very important for insurance. Some policies will limit what they pay claims for to only bodily injury. Injury applies to a larger amount of claims

Defense Expenses

Defination: the reasonable and necessary costs, charges, fees (including but not limited to lawyers’ and experts’ fees) and expenses incurred in the investigation, adjustment, negotiation, arbitration, defence or appeal of any claim

What this means: What the insurance is going to pay in legal fees.

Product Liability

Defination: Cliams arising from injury caused by the malfunction or defects in your products

What this Means: A hearing aid practitioner sells products. However if product causes injury the professional who sold it may be held liability

Legal Expense

Definition: Coverage for reasonable and necessary legal expenses incurred while pursuing or defending an accepted claim, including appointed lawyers or other suitably qualified persons, and disbursements such as court fees, experts’ fees, police reports, or medical reports.


What this means: Provides financial coverage for a variety of potential legal events, It empowers you to pursue or defend your legal rights, and
Offers you unlimited access to general telephone legal advice.

Our Clients

Reviews

Sarah Fazure
    Sarah Fazure

    Designer

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    Diggie Razure
      Diggie Razure

      Cloud Engineer

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      Benjamin Elliot
        Benjamin Elliot

        IT Programmer

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        Odette Dumble
          Odette Dumble

          Marketing Manager

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          Get Started In Less Than 5 Minutes

          How It Works

          1. Pick Your Coverage

          Browse our wide range of insurance options tailored to fit your specific needs. Whether you’re a small business owner or need personal coverage, we’ve got you covered.

          2. Get Started

          Fill out our simple online form to receive a customized quote. Our team will provide you with a competitive rate that suits your budget and coverage requirements.

          3. Get Coverage

          Once you approve the quote, our team will finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected with comprehensive coverage.

          Make Sure You & Your Business Is Protected

          Arborist & Tree Service Business Coverage

          We offer a multitude of coverages & limits. However, our Arborist & Tree Service insurance policies are always driven by Commercial General Liability. 

          Professional Liability

          Our policy covers claims that stem from the devices. Clients suffering bad results or receiving an injury from the device are good examples.

          General Liability

          Our policy covers cliams from slip and falls and other non professional claims. Including tenants legal liability and product liability.

          Content Coverage

          If you own equipment and furniture getting contents coverage added to your policy can help with replacing them after they are damaged by an insured peril.

          Tools and Equipment Insurance: Tree removal companies and arborists rely on tools and equipment to perform their jobs effectively. That’s why it’s essential to invest in tools and equipment coverage. This coverage provides financial support for replacing or repairing your tools—whether owned, rented, or leased. From backhoes to hand tools, it can reimburse you for losses due to damage, theft, or vandalism.

          Commercial Property Insurance: Commercial property insurance, or business property insurance, protects your business space or office. It provides financial support if the building your tree removal company occupies is damaged by severe weather, fire, theft, or vandalism. It also protects all the contents inside your commercial space including furniture, electronics, and any merchandise or inventory you have.

          Additional coverage options:

          • Pollution Liability Insurance: Tree removal company owners also need to protect their employees and their businesses from risks associated with exposure to pollution while at a jobsite. Pollution liability insurance covers third-party bodily injury and property damage as well as environmental damage at a property where you’re working. It includes coverage for clean-up costs, civil fines, and emergency response expenses.
          • Commercial Auto Insurance: The vehicles your tree removal company uses need to be protected by a commercial auto policy against third-party liability and property damage. A personal car insurance policy is not designed to cover damages to a vehicle used for business purposes. Commercial auto coverage protects cars, trucks, vans, and trailers; any vehicle that is used to transport materials, tools and equipment, packaged goods, or people.

          Professional Liability Insurance: Also known as errors and omissions (E&O) insurance, professional liability coverage protects arborists and tree removal business owners who provide advice or services to their customers in exchange for a fee. It covers mistakes you or your staff make, negligent acts, misconduct, or failure to deliver a service as promised.

          Types Of Insurance

          RMT Insurance

          Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.

          Daycare Insurance

          Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.

          Home & Tenant Insurance

          Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.

          Yoga Insurance

          Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.

          Health & Wellness Insurance

          Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.

          Hearing Practitioner Insurance

          Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.

          Car Detailing Insurance

          Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.

          Car Insurance

          Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.

          Common Questions

          Frequently Asked Questions

          Your “per occurrence,” sometimes written as “per claim,” limit refers to the total amount the insurance company will pay per incident during the policy term. Your “aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year).

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