Best Daycare Insurance Company In Ontario
Insurance For Day Cares
Insurance starting at $50/month*. Save money, speak with our experts.
Our Advantage
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Coverage
Our daycare insurance policy offers wide-ranging protection to cover the specific risks you face. Designed with input from daycare providers and industry experts, our plan covers everything from Professional Liability to General Liability. We created this insurance to specifically meet the needs of daycare centers in Canada.
Expertise
Our brokers bring years of experience and deep knowledge to the table. We stay updated on the latest in the daycare industry and take the time to understand your unique needs. We're here to help you understand your daycare insurance options and ensure you get the best coverage for your business.
Service
We focus on our customers' needs and strive to provide excellent service. We offer a 24/7 online application and claims service, along with text messaging, chatbots, and more to make things easier for you. Our goal is to make sure you have a smooth and hassle-free experience.
Price
You work hard and deserve to keep more of your earnings. We work hard to find the most affordable daycare insurance options for you. With flexible coverage and premium choices, and now with convenient monthly payment options, our online application and payment system make it simple to get the coverage you need instantly, without extra costs.
Get Started In Less Than 5 Minutes
How It Works
1. Get A Quote Fast
We understand that you are busy as an business owner. Finding savings as fast possible is important. Our online quoting application allows you to get a quote fast and save all online.
2. Speak To An Expert
Our broker team has in-depth expertise about your day care insurance needs. Being parents and having child at day care really helps to understand the industry.
3. Dedicated Insurance
Did You know that are very few insurance companies that can provide relevant insurance to work with children. If you aren't protected by this select group you likely have inadequate protection.
4. Perks Of The Program
While you are focused on shaping future generations, our insurance companies have competitive rates that can help save you money for years to come. We have created a dedicated program for the entire child care industry.
Starting Premiums
Day Care Insurance Pricing
Our Clients
Reviews
EXCELLENT Based on 27 reviews RaZ2024-05-03Trustindex verifies that the original source of the review is Google. Evan Barr2023-09-06Trustindex verifies that the original source of the review is Google. Excellent service. I had an issue and the process was quick and painless Soda P2023-08-22Trustindex verifies that the original source of the review is Google. Very easy and affordable process to get beauty liability insurance. Thank you Kyle Michielsen2023-05-15Trustindex verifies that the original source of the review is Google. Nick Lopers with Advantage insurance has been helping me for a couple of years, and he is fantastic. Nick and his team have consistently gone above and beyond for me, he always provides exceptional service and takes care of changes and additions to my policys in a very timely manner. Nick will make sure he explains all the details to you, and you know you will be getting the best rate as he is very experienced and knowledgeable. I have had other brokers in the past, however Nick certainly is the best. Keep up the great work! Adel Zubair2022-12-01Trustindex verifies that the original source of the review is Google. I spoke to Nick Lopers at Advantage Insurance brokers. He was prompt and really fast following up and getting us competitive insurance for our business. Highly recommend Nick and his company. The whole process was fast and easy, professional and friendly. Appreciate the work and great job done! Definitely recommend to other businesses. Thank you Sabrina Piano2022-09-30Trustindex verifies that the original source of the review is Google. Super efficient, friendly, affordable and quick to get what you need in terms of insurance. Highly recommend! Brad Dietrich2022-09-28Trustindex verifies that the original source of the review is Google. Quick, easy and fast! Thanks so much. Karen Vink2022-02-27Trustindex verifies that the original source of the review is Google. SKIN CARE BLVD2021-12-24Trustindex verifies that the original source of the review is Google. Chris was a pleasure to work with. He made this whole process very easy especially during a difficult time. I would definitely recommend him to others for their insurance needs. Merry Christmas and lots of success in the New Year.
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Cloud Engineer
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IT Programmer
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Marketing Manager
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What does our Day Care Insurance Cover?
Details about what our policy can cover.
With Advantage insurance you get peace of mind for your day care business.
Commercial Liability
Commercial liability is the work horse of the this policy as it covers bodily injury lawsuits which are a main exposure.
Abuse
Abuse coverage is excluded in Commercial Liability policies so it needs to be bought back into your insurance policy.
Contents Coverage
If there was fire or damage to your space for an insured loss, the amount of money required to replace all the toys and games would be substantial.
Expenses
Business Interruption and Extra expense are coverages the provide cash flow in the event of an insured loss.
Types Of Insurance
RMT Insurance
Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.
Daycare Insurance
Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.
Home & Tenant Insurance
Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.
Yoga Insurance
Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.
Health & Wellness Insurance
Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.
Hearing Practitioner Insurance
Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.
Car Detailing Insurance
Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.
Car Insurance
Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.
Common Questions
Frequently Asked Questions
Daycare insurance is a specialized policy designed to protect daycare centers against risks such as property damage, liability claims, and accidents involving children or staff. It's essential for meeting licensing requirements and safeguarding your business.
- Typical coverage includes general liability, professional liability, property insurance, abuse and molestation coverage, workers' compensation, and business interruption insurance.
Yes, most provinces mandate liability insurance for daycare centers as part of licensing requirements. It ensures you can cover costs related to accidents or injuries involving children under your care.
Yes, general liability insurance often includes coverage for injuries to children due to accidents or negligence. However, specific incidents might require additional endorsements.
General liability covers bodily injury or property damage claims, while professional liability protects against claims of negligence, improper care, or failure to provide appropriate supervision.
The cost varies based on factors such as the size of the daycare, the number of children enrolled, location, and the type of coverage selected. On average, premiums range from $500 to $2,500 annually.
This coverage protects your daycare against claims of abuse or molestation by employees or volunteers. It's highly recommended due to the sensitive nature of childcare services.
Yes, home daycare providers need specialized policies as standard homeowner's insurance typically excludes business activities like daycare operations.
Consult with an insurance agent familiar with the childcare industry like advantage insurance. Consider the specific risks your daycare faces and ensure the policy meets state requirements and your business needs.
Sarah Fazure
Designer