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Best RMT Insurance Company In Ontario

Registered Massage Therapist Insurance Coverage

Insurance starting at $135/year*. Only $110 per year for new graduates!

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Our Advantage

Choose Advantage For Your RMT PLI Insurance

Coverage

Our RMT Insurance policy has broad coverage for the right risk protection. The program is custom-designed for Registered Massage Therapists in Canada by insurance experts with the consultations of RMT's and students alike. From Professional Liability to General Liability, we specifically designed our RMT Insurance product.

Expertise

Our team of brokers has generations of knowledge and experience. As lifelong learners, we are at the forefront of the massage therapist industry. We take the time to listen and learn about your profession. In turn, we want to assist you in understanding your RMT Insurance.

Service

Being customer-driven is our goal. We pride ourselves in understanding our customer's needs and providing them with professionalism. From a 24/7 online application and claims line to text messaging, chatbots and more, we are here to work with you.

Price

You work hard for your money. We believe you should keep as much of it in your pocket as possible. Our homework allows us to obtain the lowest RMT Insurance prices in the industry. Now you can choose coverage and premiums that are right for your RMT Insurance policy. EFFECTIVE IMMEDIATELY, we have added MONTHLY payment options. Our online application and payment system makes it easy for you to get instant coverage at no additional cost.

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Starting Premiums

RMT Insurance Pricing

New RMT Graduate

Customized coverage for individual RMT Graduates practicing in Ontario. This includes our most popular $3 million limit ($5 million aggregate) with both Professional and General Liability to provide extra protection. Limit can ben be increased. This policy is flexible to allow you to practice in a studio or home. Get a quote for more details.

$11/Month$110/year

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  • Instant Certificate issued. Meets CMTO Requirements.

Individual RMT

Coverage includes both Professional and General Liability with our most popular $3 million limit ($5 million aggregate). The limit can be increased. Customized coverage for individual RMT’s in Ontario, allowing you to practice in a studio or at home. Get a quote for more details.

$13/Month*$135/year*

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  • Instant Certificate issued. Meets CMTO Requirements.

RMT Clinic

RMT clinic with a physical location or employees. Comprehensive coverage protecting your content, building improvements, loss of income, crime, liability, and more.

$75/Month

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  • Price Updates 4 Times a Day
  • Advanced analytics
  • Advanced Filtering
  • Stock Availability Monitoring
  • Price Position Comparison
  • Worldwide Site/Currency

Individual and Graduate RMT Insurance

RMT Description of Coverage

RMT Professional Liability Insurance 

$3,000,000 or $5,000,000 Professional Liability

$5,000,000  Aggregate 

Occurrence Form – read our post to learn the different types of policies

The broadest form of Injury coverage available, including:  

  • Claims of “injury” arising out of the rendering of, or failure to render, during the “policy period”, professional services.
  • Mental Injury
  • Mental Anguish
  • Mental Suffering or Shock Illness 
  • Disease 
  • Death
  • Good Samaritan
  • Defense Costs  

RMT Commercial General Liability Insurance

$3,000,000 or $5,000,000 Professional Liability

$5,000,000  Aggregate 

Occurrence Form – read our post to learn the different types of policies 

The broadest form of Injury coverage available, including:  

  • Instant Certificate issued. Meets CMTO Requirements.
  • Products and Completed Operations
  • Personal and Advertising Liability
  • Contingent Employers’ Liability
  • Blanket Contractual 
  • Medical Expenses 
  • Tenants Legal Liability - $250,000
  • Defense Costs

Additional Extensions Included:

  • Working at Multiple Locations
  • High income Practitioners
  • Working as a Sub-Contractor
  • Working from Home

Additional Exclusions:

  • The policy has been amended to include a Privacy Breach Exclusions

Content Coverage is available for purchase as an additional premium. Errors and omissions excepted. Please refer to the actual policy wording for coverage.

Our Clients

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How It Works

1. Pick Your Coverage

Browse our wide range of insurance options tailored to fit your specific needs. Whether you’re a small business owner or need personal coverage, we’ve got you covered.

2. Get Started

Fill out our simple online form to receive a customized quote. Our team will provide you with a competitive rate that suits your budget and coverage requirements.

3. Get Coverage

Once you approve the quote, our team will finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected with comprehensive coverage.

Make Sure You & Your Business Is Protected

RMT Business Coverage

We offer broad coverage & limits, however, our RMT insurance policy are always driven by Professional and General Liability. 

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Professional Liability

Professional liability is a mandatory requirement to work as an RMT. Proof is often requested when you work in a Clinic or Spa as an employee or subcontractor. The definition of Professional Liability is " damages because of injury arising out of the rendering of, or failure to render professional services." In other words, as a Registered Massage Therapist, you are responsible for any injury caused to a client during their treatment. For example, fainting due to dehydration or not disclosing everything on their form, resulting in further damage.

Commercial General Liability

Slips and falls can happen in any business. Unfortunately, your business is not immune to minor accidents. Imagine a client tripping in the covers while getting up at the end of their treatment. If you are performing the procedure, you are probably responsible for accidents that happen even though it might not be your clinic. Things happen. These accidents could result in lawsuits. That is why Commercial General Liability (CGL) insurance is imperative. Your CGL policy also has additional coverage automatically included at no additional charge.

Content Coverage (available for an extra cost)

Are you a clinic owner? Every clinic needs insurance. Let us help you get the right coverage at the right price. Our policies offer extensive coverage for even the most lavish clinics in Canada. Plans include contents, loss of income, business protection and professional liability for staff and subcontractors, crime and much more. Monthly payment plans are available. As a business owner, protect your investment with RMT Insurance and the Complete Advantage.

Types Of Insurance

RMT Insurance

Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.

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Daycare Insurance

Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.

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Home & Tenant Insurance

Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.

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Yoga Insurance

Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.

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Health & Wellness Insurance

Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.

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Hearing Practitioner Insurance

Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.

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Car Detailing Insurance

Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.

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Car Insurance

Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.

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Why Us

Giving You An Insurance ADVANTAGE!

We know there are lots of brokers giving you options for business insurance. Let us give you these Advantages:

Insurance Companies

We work with lots of insurance companies to get you multiple quotes. This allows you to save and get better coverage on your car detailing insurance.

IGL Coating & Feynlab Ceramic and many more

Our insurance companies understand ceramic coating and can easily insure ceramic applications.

Non Automotive

We can insure boats, farm equipment, RV's, heavy equipment etc. If it moves, we can cover you detailing the vehicle.

Common Questions

Frequently Asked Questions

Prices start at only $110.00 per year for a New RMT Insurance Graduate policy.  $135.00 annually is the price of an individual RMT Insurance policy, including both professional liability insurance  (PLI) and general liability insurance. You can pay with monthly options from $13.86. We are one of only a few brokers in Canada to offer instant certificates. If you apply today online, you can get everything issued effective tomorrow. If you have any questions, feel free to give us a call or look for our online chat icon.

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Improve efficiency, leverage tech, and provide better customer experiences with the modern technology services available allover the world. Our skilled personnel, utilising the latest processing software, combined with decades of experience.

Heading 2

Improve efficiency, leverage tech, and provide better customer experiences with the modern technology services available allover the world. Our skilled personnel, utilising the latest processing software, combined with decades of experience.

Heading 2

Improve efficiency, leverage tech, and provide better customer experiences with the modern technology services available allover the world. Our skilled personnel, utilising the latest processing software, combined with decades of experience.

Expert brokers providing smart policies for your profession. Serving Kitchener/Waterloo, Southern Ontario, & the rest of Canada.

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