YOUR ADVANTAGE
Choose Advantage for Your Student Housing Insurance
Are you a Student Housing Provider looking for competitive, comprehensive insurance coverage to protect your investment? We specialize in serving:
- Student Rented Condos
- Child Occupied Student Rental
- Detached Home Student Rental
- Multi Unit Student Rental
Our Advantage
Why Choose Advantage Insurance
Coverage
Liability policies form the core of all our programs. Whether you are own one door, or if you operated 150 doors, we have a solution for you. We have raised the bar. Our Student Housing Insurance product is a custom product made for the Student Rental industry.
Expertise
Student Housing policies are not a one size fit all operation. Our brokers have extensive knowledge in the industry,
including over 40 years of combined experience providing coverage to Student Housing Providers across Ontario. We have
stood at the forefront of offering insurance to Student Rental Housing Providers for the last ten years.
Service
We have created the only Student Rental and Housing quoting system that combines Commercial General Liability and Property coverage. Our brokerage is 100% client-driven, just like you! We are available 24/7. Student Housing Professionals trust us to be there when disasters strike. Our products offer a multitude of channels and options to work with us.
Price
Student Housing Insurance protects from unnecessary risk to Landlords, Property Managers in Ontario. We understand that as a business owner, you are price sensitive. We always give you our best price every time and monthly payments are always available.
Starting Premiums
Student Housing Insurance Pricing
Student Rented Condo
Purpose built Student Rental Property, 1-2 Units, no rooming house.
Starting at:
$175/Year
- $2,000,000 Coverage
- Professional & General Liability
- $0 Deductible
Multi Unit Student Unit (3+ Units)
Purpose Built Student Houses, Multi Unit, Professionally Managed.
Starting at:
$75/Month
- Professional & General Liability
- Coverage For Physical Damage
Student Practitioner
Business with a physical location or employees. Comprehensive coverage protecting your content, building improvements, loss of income, crime, liability and more.
$125/Year
- $2,000,000 Coverage
- Professional & General Liability
- $0 Deductible
Common Definitions for Hearing Practitioner Insurance
Definitions
Injury
Definintion: This policy will pay claims as a result of injury
What this Means: The last word of that sentence is very important for insurance. Some policies will limit what they pay claims for to only bodily injury. Injury applies to a larger amount of claims
Defense Expenses
Defination: the reasonable and necessary costs, charges, fees (including but not limited to lawyers’ and experts’ fees) and expenses incurred in the investigation, adjustment, negotiation, arbitration, defence or appeal of any claim
What this means: What the insurance is going to pay in legal fees.
Product Liability
Defination: Cliams arising from injury caused by the malfunction or defects in your products
What this Means: A hearing aid practitioner sells products. However if product causes injury the professional who sold it may be held liability
Legal Expense
Definition: Coverage for reasonable and necessary legal expenses incurred while pursuing or defending an accepted claim, including appointed lawyers or other suitably qualified persons, and disbursements such as court fees, experts’ fees, police reports, or medical reports.
What this means: Provides financial coverage for a variety of potential legal events, It empowers you to pursue or defend your legal rights, and
Offers you unlimited access to general telephone legal advice.
Our Clients
Reviews
EXCELLENT Based on 27 reviews RaZ2024-05-03Trustindex verifies that the original source of the review is Google. Evan Barr2023-09-06Trustindex verifies that the original source of the review is Google. Excellent service. I had an issue and the process was quick and painless Soda P2023-08-22Trustindex verifies that the original source of the review is Google. Very easy and affordable process to get beauty liability insurance. Thank you Kyle Michielsen2023-05-15Trustindex verifies that the original source of the review is Google. Nick Lopers with Advantage insurance has been helping me for a couple of years, and he is fantastic. Nick and his team have consistently gone above and beyond for me, he always provides exceptional service and takes care of changes and additions to my policys in a very timely manner. Nick will make sure he explains all the details to you, and you know you will be getting the best rate as he is very experienced and knowledgeable. I have had other brokers in the past, however Nick certainly is the best. Keep up the great work! Adel Zubair2022-12-01Trustindex verifies that the original source of the review is Google. I spoke to Nick Lopers at Advantage Insurance brokers. He was prompt and really fast following up and getting us competitive insurance for our business. Highly recommend Nick and his company. The whole process was fast and easy, professional and friendly. Appreciate the work and great job done! Definitely recommend to other businesses. Thank you Sabrina Piano2022-09-30Trustindex verifies that the original source of the review is Google. Super efficient, friendly, affordable and quick to get what you need in terms of insurance. Highly recommend! Brad Dietrich2022-09-28Trustindex verifies that the original source of the review is Google. Quick, easy and fast! Thanks so much. Karen Vink2022-02-27Trustindex verifies that the original source of the review is Google. SKIN CARE BLVD2021-12-24Trustindex verifies that the original source of the review is Google. Chris was a pleasure to work with. He made this whole process very easy especially during a difficult time. I would definitely recommend him to others for their insurance needs. Merry Christmas and lots of success in the New Year.
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Cloud Engineer
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IT Programmer
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Marketing Manager
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Get Started In Less Than 5 Minutes
How It Works
1. Pick Your Coverage
Browse our wide range of insurance options tailored to fit your specific needs. Whether you’re a small business owner or need personal coverage, we’ve got you covered.
2. Get Started
Fill out our simple online form to receive a customized quote. Our team will provide you with a competitive rate that suits your budget and coverage requirements.
3. Get Coverage
Once you approve the quote, our team will finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected with comprehensive coverage.
Make Sure You & Your Business Is Protected
What Our Policy Can Cover
As a member of AHIP you might have these coverages:
Professional Liability
Our policy covers claims that stem from the devices. Clients suffering bad results or receiving an injury from the device are good examples.
General Liability
Our policy covers cliams from slip and falls and other non professional claims. Including tenants legal liability and product liability.
Content Coverage
If you own equipment and furniture getting contents coverage added to your policy can help with replacing them after they are damaged by an insured peril.
Types Of Insurance
RMT Insurance
Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.
Daycare Insurance
Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.
Home & Tenant Insurance
Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.
Yoga Insurance
Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.
Health & Wellness Insurance
Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.
Hearing Practitioner Insurance
Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.
Car Detailing Insurance
Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.
Car Insurance
Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.
Why Us
Giving You An Insurance ADVANTAGE!
We know there are lots of brokers giving you options for business insurance. Let us give you these Advantages:
Common Questions
Frequently Asked Questions
Your “per occurrence,” sometimes written as “per claim,” limit refers to the total amount the insurance company will pay per incident during the policy term. Your “aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year).
An occurrence policy covers you indefinitely for incidents that occur within the policy period, meaning you are covered for the time period during which you had the policy even if it is no longer active. It is essentially the same as a claims made policy with a built-in Tail.
Our insurance plans are extremely flexible. We offer full-time, part-time, moonlighting or contracting policies for almost all professionals. Your coverage follows you wherever you work, 24/7.
You may add additional insured to your policy at anytime. This can be done during the application process, as well as throughout the lifetime of the policy.
Yes (unfortunately). In Ontario we must add 8% tax to each policy. Every province is different.
Sarah Fazure
Designer