25,000+ Tenants Can’t Be Wrong
Best Tenant Insurance In Canada
- Get Quotes Instantly
- Low Monthly Payments
- Quick and Easy to Purchase Online
Our Advantage
The Advantage of Our Tenant Insurance
Enjoy Perks of Programs
Our brokerage focuses on program insurance. We can secure better rates and coverages by specializing in Condo and Tenants Insurance. We are focusing our specialty experience in this under-served insurance segment.
The Power of a Broker
Why buy your Tenants Insurance directly from an insurance company? You lose the power of the broker to advocate for claims and look after your renewal. Insurance Brokers have your best interest in mind!
Speak to an Actual Expert
Our broker platform not only makes buying Tenants Insurance easy but allows your broker to be more available to speak with. We can answer your questions, review your coverages, and help with what you need. Because our portal is doing the paperwork, we have more time to talk to you.
Quote and Buy Instantly
Get prices instantly with the option to purchase—our powerful technology makes it quick and easy to purchase insurance online 24/7. You will have your tenants insurance policy documents email to you in under 10 minutes!
Starting Premiums
Tenant Insurance Pricing
Tenants
Individual esthetician doing non-invasive procedures: mani-pedi, facials, waxing, hairstylist/barber, facials, teeth whitening, chemical peels, eyelash extensions, eyebrow tinting, makeup, sugaring, microdermabrasion and hundreds of other procedures.
- $30,000 Personal Belongings Coverage
- $1,000,000 in Liability
- $5,000 Jewelry
- Full Sewer Back up
- Full Fire and Smoke Damage
- $6,000 Additional Living Expense
$22/Month
Condo
Individual beautician offering invasive services: micro-blading, fillers, laser hair removal, micro-needling, ombre and dozens of additional services.
- $30,000 Personal Belongings Coverage
- $1,000,000 in Liability
- $10,000 Jewelry
- $500,000 Condo All Inclusive Protection
- Full Sewer Back up
- $50,000 Condo Deductible
- $60,000 Additional Living Expenses
$40/Month
Rented Condo (Landlord Insurance)
Business with a physical location or employees. Comprehensive coverage protecting your content, building improvements, loss of income, crime, liability and more.
- $25,000 Landlord Contents
- $2,000,000 in Liability
- Full Sewer Back up
- $500,000 Condo All Inclusive Protection
- Loss of Rental Income
- $50,000 Condo Deductible
$79/Month
Our Clients
Reviews
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Cloud Engineer
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IT Programmer
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Marketing Manager
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Get Started In Less Than 5 Minutes
How It Works
1. Pick Your Coverage
Browse our wide range of insurance options tailored to fit your specific needs. Whether you’re a small business owner or need personal coverage, we’ve got you covered.
2. Get Started
Fill out our simple online form to receive a customized quote. Our team will provide you with a competitive rate that suits your budget and coverage requirements.
3. Get Coverage
Once you approve the quote, our team will finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected with comprehensive coverage.
What's Covered With Our Tenant Insurance
Liability Insurance
Coverage protection from lawsuits against you or family members in your home. If a guest or someone even briefly (like a delivery person) comes into your unit or on your property and gets hurt, they could sue you. Liability Tenants Coverage protects you against that risk.
Liability Insurance
Coverage protection from lawsuits against you or family members in your home. If a guest or someone even briefly (like a delivery person) comes into your unit or on your property and gets hurt, they could sue you. Liability Tenants Coverage protects you against that risk.
Personal Belongings
In your policy, Tenants Coverages protects items that you own. Claims caused by physical damage such as smoke or fire could mean you need to replace many things. Imagine needing to replace an entire wardrobe, all of your electronics, furniture, kitchen equipment, etc.
Unit Improvements
You have made some improvements to your place. You like certain accents added to your apartment. Maybe in the form of an upgraded light fixture, smart home switches, or other enhancements. We can reimburse you for these items being damaged with an insurable loss and be one of your Tenants Coverages.
Identity Theft
Nothing is more annoying and ùnnerving than identity theft. Having part of who you are in society duplicated or stolen feels like a violation. And the amount of tedious paperwork needed to recover from this takes a lot of time. Tenants Insurance can offer help with these expenses in the event of Identity Theft.
Additional Living Expenses
The most common thing people experiencing when a claim happens is where they will live during the repairs. When they realize they need a place to sleep that very evening, This Tenants Coverage in your Tenants' Insurance Policy is essential. With this protection, you can stay in a hotel or other accommodations and have associated costs covered.
Additional Tenants Coverages Available
If you need the additional Tenants Coverages outlined below, you will be prompted and given the option to purchase during your online experience.
Sewer Backup
Climate Change is changing our world. We have more water-related events worldwide. Water Damage has been uniquely underwritten for Tenant insurance policies. Often sewer back up, water escaping, or backing up from septic systems needs to be added to a policy and can have different deductibles. Make sure your Tenants Insurance policy has the right Tenants Coverage for this type of claim.
Jewelry, Fine Art & Collectibles
If you have high-value items ( like Jewellery) you may want to set special coverage. Just let us know the appraisal value, and we can specifically schedule this item on to your Tenants Insurance policy. Because of the uniqueness and price of these special items, replacing them can be challenging. Without Tenants Coverage these types of claims can quickly become large monetary losses. Typical items include jewelry, watches, art, and collectibles.
Bike, Sporting Equipment & Watercraft
Your Tenants Coverage for your Tenants Insurance is designed to cover items at your location mostly. There are some items you might own that go with you on an ADVENTURE. Bikes, golf clubs, snowboards, kayaks can be stored sometimes in your storage locker or locked up offsite., These expensive items are susceptible to theft or damage while in your car, etc. Let us know what items you have that are on the move, and we can add them to your Tenants Insurance Policy.
* Errors and omissions excepted. Please refer to the actual policy wording for coverage.
Get Peace Of Mind, Get Home Insurance
Tenant & Home Insurance
We offer a multitude of coverages & limits, however, our beauty insurance policies are always driven by professional and general liability.
Belongings
Your STUFF Coverage! Ever take a moment and think about the value of all of your belongings? How much would it cost to replace all of it? This is exactly why you purchase Tenants Insurance. We replace your personal and treasured personal items. From socks to flat screen TV's, we give you the Protection Advantage.
Liability
Accidents happen! Did you know that you could be personally sued? From accidents like a slip and fall on your premises or damaging someone else’s property, you need protection. This aspect of Tenant Insurance is usually never thought of, but is ever so important.
Additional Living Expenses
Imagine disaster has struck the place where you cook, sleep, and put your feet up. It has been destroyed! What do you do now? Where are you going to sleep tonight? Where are you going to shower for work tomorrow, etc.? Additional Living Expenses Coverage gives you peace of mind. It looks after alternative accommodations and extra costs until you can come home again.
Types Of Insurance
RMT Insurance
Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.
Daycare Insurance
Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.
Home & Tenant Insurance
Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.
Yoga Insurance
Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.
Health & Wellness Insurance
Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.
Hearing Practitioner Insurance
Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.
Car Detailing Insurance
Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.
Car Insurance
Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.
Why Us
Giving You An Insurance ADVANTAGE!
We know there are lots of brokers giving you options for business insurance. Let us give you these Advantages:
Common Questions
Frequently Asked Questions
The phrase “Act of God” is an old insurance term used to describe claims that are natural and NOT human-based. Tenants insurance policies cover almost all “Acts of God” such as – windstorm (tornado, hurricane), snow & hail, lightning, forest fires, rain and snow. Your policy can also be extended to cover earthquake and flood damage.
Jewelry is automatically covered up to $10,000 for condo policies and $5,000 for tenants policies. You can add specific items that exceed these limits.
Your policy covers you from claims happening IN your residence, such as a guest tripping on a carpet or a delivery person slipping on a walk you were suppose to shovel. It also protects you internationally for property damage that you could cause while on holidays (letting a tub overflow in a hotel room)
The landlord’s insurance policy protects their assets. This means the building itself, and some cases, more permanent appliances (think shared laundry). Your Tenants Insurance protects your personal property.
When you start to add up your clothing alone, could you really pay for it all again out of pocket? When you factor in the low cost of Tenants Insurance and the small deductible, how can you afford NOT to buy this protection?
Natural disasters are very broad, especially in Canada. From snowstorms and hail to earthquakes on the west coast. Tenants policy cover for most natural disasters (forest fires, tornados, even earthquake can be added).
Sarah Fazure
Designer