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Best Yoga Business Insurance In Canada
Insurance starting at $185/year*.
Professional brokers providing SMART policies for your yoga profession.
Our Advantage
Choose Advantage Insurance For Your Yoga Practice
Coverage
Our Yoga Insurance policy for your industry has broad coverage. The program is custom-designed for yoga teachers in Canada by liability insurance experts with the consultation of yoga teachers and students alike. With limits up to $5,000,000 for both Professional and General Liability Insurance, we have you covered.
Expertise
Our team of brokers has generations of knowledge and experience in providing Yoga Professional Liability insurance to Canadians. We stand at the forefront of offering Yoga Insurance to yoga teachers plus health and wellness practitioners in Canada.
Service
We offer our yoga insurance coverage for over 30 different types of yoga. Our brokerage is 100% client-driven. With 24-hour claims service, online chat and text message, you can get all your questions answered or simply give us a call at 226-641-0777.
Price
We understand you work hard for your money. We want you to keep as much as possible. Our homework allows us to obtain the best product in the industry. Now you can choose coverage and premiums that are right for you and your yoga business. We know things are tough out there these days. EFFECTIVE IMMEDIATELY, we have added a MONTHLY payment option. Our online application and payment system makes it easy for you to get instant coverage at no additional cost.
Starting Premiums
Yoga Practice Insurance Pricing
Individual Yoga Teacher
Customized coverage for individual yoga teachers teaching in Ontario. This policy is flexible to allow you to practice in a studio, home, or anywhere you want. Coverage includes both Professional Liability and General Liability to provide extra protection. This is our most common policy. Apply instantly!
$18/Month$185/year
- $2,000,000 Limit
Individual Yoga Teacher
Coverage includes both Professional and General Liability with an increased coverage limit of $5 Million. This type of Yoga Insurance still has the customized coverage for individual yoga teachers teaching in Ontario, allowing you to practice in a studio, home, or anywhere you want.
$20/Month*$210/year*
- $5,000,000 Limit
Yoga Studios
(all sizes)
Yoga teachers that own or operate a studio with a physical location or employees. Comprehensive coverage protecting your content, building improvements, loss of income, crime, liability, and more.
Starting at $75/Month
- Price Updates 4 Times a Day
- Advanced analytics
- Advanced Filtering
- Stock Availability Monitoring
- Price Position Comparison
- Worldwide Site/Currency
Individual Yoga Insurance
Description of Coverage
Below are details that explain what your Yoga Insurance Policy covers. This Description of Coverage outlines specific limits of coverage. It also lists specific items that are covered. For more information, check out the coverage page. It will give you more of a description of our three main types of coverage; Professional Liability, Commercial General Liability and Content Coverage if needed. There are also examples of claims in our menu. Or you can check out the definitions page. We are always here to help, so if we can make this information clearer or you have questions, don’t hesitate to reach out to your Healthy Broker. We want to make sure you have the Insurance Advantage Protection you need!
Professional Liability Insurance
$2,000,000 or $5,000,0000 Professional Liability
$2,000,000 or $5,000,0000 Aggregate
Occurrence Form – read our post to learn the different types of policies
- Claims of “injury” arising out of the rendering of, or failure to render, during the “policy period”, professional services
- Mental Injury
- Mental Anguish
- Mental Suffering or Shock Illness
- Disease
- Death
- Good Samaritan
- Defense Costs
Commercial General Liability Insurance
$2,000,000 or $5,000,0000 Professional Liability
$2,000,000 or $5,000,0000 Aggregate
Occurrence Form – read our post to learn the different types of policies
- Bodily Injury or Property Damage
- Products and Completed Operations
- Personal and Advertising Liability
- Contingent Employers' Liability
- Blanket Contractual
- Medical Expenses
- Tenants Legal Liability - $250,000
- Defense Costs
Additional Extensions Included:
- Working at Multiple Locations
- High Income Instructors
- Working as a Sub-Contractor
- Working from Home
Additional Exclusions:
- The policy has been amended to include a Privacy Breach Exclusions
Content Coverage is available for purchase as an additional premium. Errors and omissions excepted. Please refer to the actual policy wording for coverage.
Our Clients
Reviews
EXCELLENT Based on 27 reviews RaZ2024-05-03Trustindex verifies that the original source of the review is Google. Evan Barr2023-09-06Trustindex verifies that the original source of the review is Google. Excellent service. I had an issue and the process was quick and painless Soda P2023-08-22Trustindex verifies that the original source of the review is Google. Very easy and affordable process to get beauty liability insurance. Thank you Kyle Michielsen2023-05-15Trustindex verifies that the original source of the review is Google. Nick Lopers with Advantage insurance has been helping me for a couple of years, and he is fantastic. Nick and his team have consistently gone above and beyond for me, he always provides exceptional service and takes care of changes and additions to my policys in a very timely manner. Nick will make sure he explains all the details to you, and you know you will be getting the best rate as he is very experienced and knowledgeable. I have had other brokers in the past, however Nick certainly is the best. Keep up the great work! Adel Zubair2022-12-01Trustindex verifies that the original source of the review is Google. I spoke to Nick Lopers at Advantage Insurance brokers. He was prompt and really fast following up and getting us competitive insurance for our business. Highly recommend Nick and his company. The whole process was fast and easy, professional and friendly. Appreciate the work and great job done! Definitely recommend to other businesses. Thank you Sabrina Piano2022-09-30Trustindex verifies that the original source of the review is Google. Super efficient, friendly, affordable and quick to get what you need in terms of insurance. Highly recommend! Brad Dietrich2022-09-28Trustindex verifies that the original source of the review is Google. Quick, easy and fast! Thanks so much. Karen Vink2022-02-27Trustindex verifies that the original source of the review is Google. SKIN CARE BLVD2021-12-24Trustindex verifies that the original source of the review is Google. Chris was a pleasure to work with. He made this whole process very easy especially during a difficult time. I would definitely recommend him to others for their insurance needs. Merry Christmas and lots of success in the New Year.
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Cloud Engineer
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IT Programmer
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Marketing Manager
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Get Started In Less Than 5 Minutes
How It Works
1. Pick Your Coverage
Browse our wide range of insurance options tailored to fit your specific needs. Whether you’re a small business owner or need personal coverage, we’ve got you covered.
2. Get Started
Fill out our simple online form to receive a customized quote. Our team will provide you with a competitive rate that suits your budget and coverage requirements.
3. Get Coverage
Once you approve the quote, our team will finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected with comprehensive coverage.
Make Sure You & Your Business Is Protected
Yoga Business Coverage
Our Yoga Insurance policies are driven by professional and general liability.
We offer many types of coverage and limits if your needs are specialized.
For more specific details check Yoga Description of Coverage.
Check the list on the Definition of Yoga page to see what styles are covered.
Professional Liability
Professional liability is a smart choice. It is almost always a mandatory requirement to work at a yoga studio as a subcontractor (or even as an employee sometimes). The definition of Professional Liability is " damages because of injury arising out of the rendering of, or failure to render professional services." In other words, as a yoga teacher, you are responsible for any injury caused to a client or student during yoga class. For example, fainting or landing on someone when attempting a handstand. Ensure you have the protection advantage with our specialized yoga insurance.
Commercial General Liability
Slips and falls can happen in any business. Unfortunately, your business is not immune to minor accidents. Imagine a client tripping on the corner of an old yoga mat at the end of your class. If you are teaching the class, you are probably responsible for accidents that happen in your class. Things happen. These accidents could result in lawsuits. That is why commercial general liability insurance (CGL) is imperative. Your CGL policy also has additional coverages automatically included at no additional charge. Protect yourself and your business with an insurance advantage.
Content Coverage (available for an extra cost)
Every studio needs insurance. Let us help you get the right coverage at the right price. Our plans offer extensive coverage for even the largest and most lavish studio in Canada. From custom decore to a full-service smoothie bar, we can insure it all. Plans include contents, loss of income, general liability business protection and professional liability for staff and subcontractors, crime and much more. Monthly payment plans are available. (Starting at $68/m) As a business owner, protect your investment with the complete advantage.
What Types of Yoga Are Covered?
Covered:
A Yoga Teacher or Instructor may offer the following types of Yoga under the Yoga Insurance Policy.
- Anusara Yoga
- Ashtanga Yoga
- Bikram Yoga
- Gentle Yoga
- Hatha Yoga
- Hot Yoga
- Iyengar Yoga
- Jivamukti Yoga
- Kripalu Yoga
- Kundalini Yoga
- Power Yoga
- Prana Yoga
- Restorative Yoga
- Vinyasa Yoga
- Yin Yoga
Not Covered:
At this time the following types of Yoga ARE NOT COVERED under your Yoga Insurance Policy.
- Aerial Yoga
- Suspension Yoga
- Silks or Harness Yoga
- Paddle Board Yoga
- Aquatic Yoga
- Prenatal Yoga
- Classes directed at minors
- Yoga Therapist Classes
Not Listed:
If you don’t see the type of Yoga you instruct or teach, please, contact us, and we will gladly look into it for you.
Protect Your Practice
Prevent Claims. Get Yoga Insurance
Why is having a yoga professional insurance policy important to every Yoga Instructor and Yoga Studio? Read more to find out.
Yoga Headstand Gone Wrong
When a yoga headstand goes wrong and comes crashing down on another student you may need yoga professional liability insurance.
From H2O to Oh noooo!
Do your students bring water bottles to their mats? Do they ever get knocked over? Water can lead to a slip, fall and a liability insurance claim.
From +40°C to -10°C in 60 seconds!
What does temperature have to do with a Yoga Class? When hot and cold meet in under a minute, things can happen.
Types Of Insurance
RMT Insurance
Get comprehensive coverage tailored for Registered Massage Therapists. Protect your practice with plans that cover liability, property, and professional risks.
Daycare Insurance
Ensure the safety and security of your daycare with our comprehensive insurance options. We cover liability, accidents, and property damage, so you can focus on providing excellent care.
Home & Tenant Insurance
Protect your home or rental property with our reliable insurance policies. We provide coverage for damages, theft, and liability to give you peace of mind.
Yoga Insurance
Safeguard your yoga studio with our specialized insurance packages. We offer coverage for liability, property damage, and injuries, ensuring a worry-free environment for you and your clients.
Health & Wellness Insurance
Our health and wellness insurance is designed for professionals in the industry. Cover your practice with our plans that include liability, property, and professional risk protection.
Hearing Practitioner Insurance
Our brokerage has years of experience in protecting regulated health professionals. We are excited to bring our expertise to the field of hearing. Our team knows what coverage is required.
Car Detailing Insurance
Our car detailing insurance provides protection for your business against liability and property damage. Keep your operations smooth and secure with our customized plans.
Car Insurance
Drive with confidence knowing you’re protected with our car insurance plans. We offer coverage for accidents, theft, and damages to keep you and your vehicle safe on the road.
Below are some specific questions we are asked about Yoga Insurance.
Frequently Asked Questions
Yoga Insurance starts at only $175 per year OR $20.79 per month. The policy includes both Professional Liability and General Liability insurance.
Alternative Health is all we do. We have specialized in it for many years. We understand that most Yoga Teachers work part-time and make under $7,000 a year. Plus, with all the excellent training you receive, your industry becomes a very safe risk allowing us to keep our prices as low as possible. We understand your business.
YES! Our yoga insurance has no limitation as to where you work or from how many studios you offer classes. We have found most yoga teachers work at more than one studio.
Yes. We are a Canadian owned and operated insurance brokerage located in Waterloo, Ontario. We only use Canadian licensed insurance companies with the best claims and service standards.
Yes. We are currently working on an online credit card option. Should your credit card be declined, we will keep trying three additional times over ten days. After that point, we will contact you with the information you provided on file. Until the online payment option is fully functional, you can contact us by phone to give us the credit card information.
For a look at what types of Yoga ares covered and which are NOT covered so our Definition Of Yoga Page. If you don’t see your style of Yoga, please let us know and we will be happy to look into it further.
YES! Many Yoga Teachers work from home or give private lessons at a client’s home. Our Yoga Insurance policy will provide full coverage if you work out of your home or if you work in someone else home at no additional charge.
No. Virtually all homeowners’ policies exclude “business pursuits on-premises.” It is not uncommon for some carriers to cancel your homeowner (tenants or condo) policy if they find out you have a health and wellness business in your home and don’t have coverage. You should always advise your insurance company that you have a business in your home. If you have any problems, call us, and we can help!
We are one of only a few brokers in Canada to offer instant certificates. You can apply online today for an instant certificate. If you have any questions, feel free to give us a call at 226-641-0777 or look for our online chat icon.
“A business or person that carries out work for a company.” Most health and wellness professionals that work at a Clinic, Studio or Spa are subcontractors. A subcontractor will have a contract with the business owner to perform specific services at an agreed rate (or percentage). A subcontractor will be responsible for paying their taxes, CPP & EI. A sub-contractor also MUST carry their own business insurance including, professional and general liability insurance.
Certificates of insurance are free! Just send us the name and address of the clinic, and we can send you one right away. Or click here for our Manage My Policy online request.
Yes, just give us a call directly at or contact us.
Yes and No?!? Your policy is like your car insurance policy that you may pay monthly. There is an industry-standard that must be followed by insurance brokers. Your yoga insurance policy is an annual policy with monthly payments. If you cancel, you must pay the prorated portion of your premium for all fees and taxes. So the answer is yes, you can cancel a monthly policy. However, there will be penalties for cancelling before paying for one full year. Talk to your healthy broker today if you still have questions.
Yes! As a small business owner, you will have additional exposures you will need to insure. Contents, equipment, stock, crime and liability insurance are essential to cover your space, to name a few. You may also want to add coverage to protect your staff or subcontractors working for you. Policy’s start at $79 a month. We will work with you to meet your specialized needs. Talk to your healthy broker today. You can also visit our website at www.medi-spa-insurance.com for more information.
Yes and no. It did get attention for a few months in 2019 but has fallen off the radar. Goats are messy and are known to poop on the participants. Although insurance is necessary, as your yoga insurance broker, we are real people and still have a sense of humour. Give us a call today to get started.
Sarah Fazure
Designer