Student Rental Insurance Experts
Real Student Rental Experts
Protect your investment quickly at a great price!
- Relevant Coverage
- Easy Pricing
- Dedicated Team of Experts
- EASY Application
Pricing
Get Student Rental Insurance
Condo/Apartment
Basic coverage for your condo rented to students. Minimal content but extensive liability with optional coverage for rental income, tenant vandalism and more.
- Replacement cost
- Deductibles starting at $1,000
- Your contents (fridge, stove etc.)
- Higher liability limits (up to $5 mill)
$40/Month
Licensed Home
Ideal coverage for converted single-family homes that are licensed for student rentals. Broad coverage including:
- Replacement cost
- Deductibles starting at $1,000
- Your contents (fridge, stove etc.)
- Higher liability limits (up to $5 mill)
$150/Month
Multi units
3 or more units in a single building. Broad coverage including:
- Replacement cost
- Deductibles starting at $1,000
- Your contents (fridge, stove etc.)
- Higher liability limits (up to $5 mill)
$300+/Month
Choose Advantage For Your Student Rental Property Insurance
Coverage
We provide the right amount of coverage to protect your rental property. Our policies include Liability, Property and Contents, Loss of Rental Income, and Equipment Breakdown coverage to safeguard your investment. Our underwriters offer a specialized package that includes these essential coverages, relevant wordings, and complimentary extensions to ensure comprehensive protection.
Expertise
Student rental insurance requires expertise and attention to detail. Our team of brokers has over 40 years of combined experience specializing in coverage for landlords renting to students. We have been a trusted provider for over a decade, ensuring property owners receive the right coverage to mitigate risks and protect their income.
Service
As a client-focused brokerage, we understand the unique challenges of renting to students and are available when you need us. Landlords rely on us to provide timely service, including policy adjustments, certificates of insurance, and renewals. Our team is well-versed in the demands of student housing and ensures you have the right coverage in place.
Price
Student rental insurance is designed to protect landlords from potential risks while remaining cost-effective. We understand the importance of competitive pricing, which is why we offer the best rates available along with flexible payment options to suit your budget.
Our Clients
Reviews
Student Rental Coverage
Protect your investment with tailored student rental insurance. Whether you own a single rental home or a portfolio of student housing, we ensure you have the right coverage to minimize risk and keep your business secure.
Get a quote today and protect your property with confidence!
Commercial Broad Form Coverage
Commercial Broad Form Insurance offers extensive protection for landlords renting to students, covering risks like theft, vandalism, and certain water damage. It’s ideal for high-turnover rentals prone to wear and tear. A key benefit is Replacement Cost Protection, which covers repairs or rebuilding without depreciation, helping landlords avoid large out-of-pocket expenses.
Summer Vacancy
Many policies only allow the property to be vacant for 30 days, while others will give you 90 days. Our policy extends it even further to “Summer” vacancy.
If the last tenant moves out April 15th and the next batch moves in Sept 1st, that’s 139 days. An insurance company can deny coverage if you exceed the allowed time. Do you know what your vancancy limit is?
Vandalism Coverage for Tenants
Standard insurance often excludes damage caused by tenants. A Tenant Vandalism Endorsement covers intentional damage like broken windows or fixtures. This is especially important for student rentals, where tenant behaviour can be unpredictable. It offers landlords valuable protection and peace of mind.
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How It Works
Why Us
Giving You An Insurance ADVANTAGE!
We know there are lots of brokers giving you options for business insurance. Let us give you these advantages:
A Student Rental Expert
Our insurance company has been doing student rental for years, and it is one of their main policies they offer. They have created an entire application, team and policy just for these types of risks.
Service
Late spring and early summer are your busiest times. Instant quotes and same-day policies are available. Our staff is available via email, text, and phone.
Industry-Specific Advantages
Our brokers and underwriters know student rental properties face unique challenges with academic schedules and higher wear rates. So we have tools we use to reduce premiums and increase efficiencies.
Common Questions
Frequently Asked Questions
What makes student rental insurance different from standard landlord insurance?
Student rental insurance is designed to address the unique risks of renting to students, such as high tenant turnover, increased wear and tear, and a higher likelihood of accidental damage. It includes broader protections like tenant vandalism and certain types of water damage that may not be covered under a basic landlord policy.
Does the policy cover intentional damage caused by student tenants?
Yes, with the Tenant Vandalism Endorsement included in our policy, landlords are protected from intentional damage caused by tenants—such as broken fixtures, damaged walls, or other malicious acts. This is a rare but essential coverage for student rentals.
Am I covered if I make small upgrades or renovations between student leases?
Absolutely. Our policy includes Minor Renovation Coverage, which protects your property during small-scale improvements like repainting, flooring changes, or minor remodeling—coverage that is often excluded from standard rental insurance policies.
Does the policy include Replacement Cost Coverage for damages?
Yes, our Commercial Broad Form policy includes Replacement Cost Protection. This means if your rental property is damaged or destroyed, it will be repaired or rebuilt to its original condition without deductions for depreciation—minimizing your financial burden.
Get Started
Ready to Protect Your Student Rental Property?
Get the specialized coverage you need in minutes. Our online quote system makes it easy, and our student rental insurance experts are here to help every step of the way.
Expert brokers providing smart policies for your profession. Serving Kitchener/Waterloo, Southern Ontario, & the rest of Canada.